Market Update for Teachers: Your Best Homeownership Window of 2025
- Christina Coleman
- Sep 22
- 1 min read
At My HERO Home, we believe teachers deserve every advantage in homeownership. The latest FMLS Market Intel (September 22, 2025) reports that mortgage rates have dropped to 6.35% — the lowest of the year. For educators, this creates one of the best opportunities we’ve seen in 2025.
Why This Matters
Lowest Rates – On a $300,000 mortgage, today’s rates could save nearly $50,000 over 30 years.
Buyer Activity Rising – Purchase applications are up 23% year-over-year.
Momentum Building – Mortgage applications jumped 9.2% in one week.
What This Means
Looking to Buy? Lower rates mean more affordability, especially when paired with teacher-specific programs like Teacher Next Door and down payment assistance for teachers.
Thinking of Selling? Stronger demand means homes are moving faster, often with multiple offers, making this a strategic time to list.
Next Steps
Teachers are already moving — don’t sit on the sidelines. Learn more about these market conditions and what they mean for you in the latest FMLS Market Intel report:
At My HERO Home, we’re here to guide teachers through every step of buying or selling with confidence, care, and educator-focused support.
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